Over the past decade, Unconditional Cash Transfers (UCTs) have become a cornerstone of India's welfare system, enabled by the Jan Dhan–Aadhaar–Mobile (JAM) infrastructure, reaching crores of citizens — including over 13 crore women and ≈11 crore farmers.
Delivered with no strings attached, UCTs foster dignity, agency, and independence, driving outcomes in gender, education, healthcare and other critical areas. Yet no unified way exists to track these investments.
The UCT Tracker bridges that gap. It is a dashboard for policymakers, funders, and citizens to explore how government investments are shaping financial resilience across the country.
How government spending grew from just ₹0.17 lakh crore in FY 2016-17 to now spanning 74 schemes across the central government and 23 States/UTs programmes.
The post-pandemic UCT expansion was primarily led by women-centric transfer schemes introduced to enhance the financial independence of women and empower them to meet their needs.
With an outlay of ₹63,500 crore (~18.14% of the combined 2026-27 outlay of ₹3.50 lakh crore), a single farmer-support scheme leads national UCT allocations while the top ten programmes together account for ~69% of the combined outlay.
Plain-language answers to how the dataset is built, what the tags mean, and where the numbers come from.